Bankruptcy Chapter 13 Could be Your Luckiest Number.

bankruptcy chapter 13
Bankruptcy Chapter 13 could be your luckiest number. Here’s why. If handled correctly, Bankruptcy Chapter 13 may do miracles for you. Like these:
Stop foreclosure.
Save your home. 
Remove your 2nd mortgage. 
Handle debts that won’t be handled by Bankruptcy Chapter 7. 
Prevent the forced sale of assets.
Let you live  in peace, without creditors hounding you. 
Let you operate a business.
Force tax collectors to wait. 
Pay back most debts based on what you can afford.
There's one important catch. Your case must be handled correctly. 
Otherwise you have no chance to succeed in Bankruptcy Chapter 13. 

Make sure your Bankruptcy Chapter 13 is handled correctly.

bankruptcy chapter 13Nothing sinks a bankruptcy chapter 13 case faster than having a bad lawyer. The first step is to get expert advice. 
Expert Bankruptcy Chapter 13 advice will tell you if you are eligible. Not everyone is allowed to do a Bankruptcy Chapter 13 case. There are income requirements. There are also debt limitations. Are your expectations reasonable? You might be expecting results that are impossible.
Do yourself a huge favor. Get an honest evaluation. Find out your real chances. Otherwise, you could waste a lot of money. Many people file Bankruptcy Chapter 13 who shouldn’t. They bite off more than they can chew.
The Los Angeles Bankruptcy Court says the Chapter 13 failure rate for people without a lawyer  is 99%.
You’d be crazy to file bankruptcy Chapter 13 in Los Angeles without a lawyer. Without a lawyer, your chances of having a Los Angeles Bankruptcy Chapter 13 case approved are less than 1%.
That’s true even if you use self-help services, such as a bankruptcy petition preparer. These findings are contained in a recent study. It was issued by Angeles Bankruptcy Court. The study is entitled Access to Justice in Crisis: Self-Represented Parties and the Court.

You will need a very experienced lawyer to handle a bankruptcy chapter 13 case, or else you run a high risk of failure. 

The first step is to find the right bankruptcy chapter 13. Lawyers are NOT equal. Many lawyers call themselves a “bankruptcy lawyer.” But only a few of these are qualified to handle a Bankruptcy Chapter 13 case.
Inexperienced lawyers can sometimes bluff their way through a simple Chapter 7 bankruptcy. But they get impaled trying to handle a Bankruptcy Chapter 13 case. You can see it happen on every Bankruptcy Chapter 13 court day. The State Bar of California can provide you with a list of certified bankruptcy specialists. Search for a lawyer that is a certified bankruptcy specialist. 
Becoming a California State Bar Certified Bankruptcy specialist is not easy. A certified specialist has been screened for you by the State Bar. They base certification on experience, knowledge of the law, and reputation with the court.

 Bankruptcy Chapter 13 Attorney Fees in Los Angeles.

The next step is to prepare yourself for lawyer fees. Unfortunately, it will cost you money. Almost all Los Angeles bankruptcy lawyers charge the same for Bankruptcy Chapter 13. That’s because the local Los Angeles Bankruptcy Court has established a fee schedule.  
Thus, almost all lawyers have the same fee. almost all bankruptcy lawyers will charge you the scheduled fee.
You can have a certified specialist for the same fee a beginner will charge. Here’s a run down on Los Angeles bankruptcy fees. In the Los Angeles bankruptcy court a typical base fee is $5000 for a consumer case. The fee will be $6000 if you are self employed.
There may be extra fees for extraordinary services. For example, suing to remove a 2nd mortgage. Talk about that whenever you consult with a bankruptcy lawyer. Most lawyers will work with you on the fees. Often, lawyers will agree to include some or even all of their fees in the Chapter 13 payment plan. 

Here’s Something to Know.

Bayer, Wishman & Leotta are Certified Specialists. 

Call us at (800)-77-3111. Ask for Jeff or Leon.

Each partner has 37 Years of Bankruptcy Chapter 13 Experience.

You can a free consultation with Jeff Wishman or with Leon Bayer.

We handle ONLY bankruptcy cases. Our firm was founded in 1989. We are a small, three lawyer bankruptcy practice. Each of us is a State Bar Certified Specialist in Bankruptcy Law.  Please, consider us if you want a Bankruptcy Lawyer Near Los Angeles. FREE CONSULTATIONS to the public.

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Leon Bayer and Jeffrey Wishman are Los Angeles Bankruptcy attorneys. They have been practicing bankruptcy lawyers in Los Angeles for 37 years and are Certified Bankruptcy Specialists by the State Bar of California. These are lawyers who bring experience, skill and creativity to the highly complex area of bankruptcy law. At this Los Angeles law firm, the your initial consultation with an expert is free. Mr. Bayer is a coauthor of Nolo's The New Bankruptcy: Will It Work for You?, authors the “Ask Leon” series on Nolo’s Bankruptcy, Debt & Foreclosure blog, and writes on bankruptcy topics for Nolo’s website. In addition, Mr. Bayer devotes a significant number of hours to volunteer legal services. The State Bar of California has commended Mr. Bayer for this work every year since 2004.