“I am broke.” You don’t have to stay that way.

Survival for Small Businesses

“I am broke.”

I’m sorry about that. But you can probably fix it.

If you are thinking about bankruptcy, you should also be thinking about hiring a bankruptcy lawyer.

Bankruptcy case is a valuable consumer tool. And, a bankruptcy case is nothing most people need to fear.

The good bankruptcy lawyers are not in this for the money.

We don’t do it for the money. You think a lawyer gets rich representing folks who are broke? If so, please, tell me how they do that. The fact is a lawyer does not make a mint doing bankruptcy work. I won’t deny that we make a comfortable living. But that comes from decades of putting in 12 to 14 hour work days. Often, six days a week. And, many years of difficult study and passing a bar exam.  (Roughly half of all bar takers fail to pass.)

Nobody we gets rich doing this. How can you, when your clients are broke? People who go into law to make money wind up doing divorces. Accidents. Corporate and entertainment law. They get jobs on Wall Street. The gold diggers are smart enough not to go into bankupcy law. And, that’s a good thing. Making a lot of money is the wrong reason to be a bankruptcy lawyer. Here’s why.

"I am broke."  I'm sorry, let me see if I can help.Lawyers who practice bankruptcy law do so out of genuine passion. Not greed. Most of the people who come to us will be helped. Most people can successfully eliminate most, if not all their debts. Most people who file bankruptcy do not have anything taken away from them. Nobody will go poking thru your home and looking in your drawers and closets. Your job does not have to know. Your neighbors won’t know. You don’t have to tell anyone, unless you want to.

There is huge personal satisfaction that comes from helping people. The average client walks thru our door and say’s, “I am broke.” In a matter of minutes, we can usually free that person from the stress and worry over their debt problems.

A lawyer should not recommend bankruptcy unless you need it. Bankruptcy fees ought to reasonable. Lawyers obviously can’t charge people for money that they don’t have. Many of our cases are done based on “ability to pay.”

See a bankruptcy lawyer for advice. Have a free consultation. Maybe you can stop saying,  “I am broke.”





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Leon Bayer and Jeffrey Wishman are Los Angeles Bankruptcy attorneys. They have been practicing bankruptcy lawyers in Los Angeles for 37 years and are Certified Bankruptcy Specialists by the State Bar of California. These are lawyers who bring experience, skill and creativity to the highly complex area of bankruptcy law. At this Los Angeles law firm, the your initial consultation with an expert is free. Mr. Bayer is a coauthor of Nolo's The New Bankruptcy: Will It Work for You?, authors the “Ask Leon” series on Nolo’s Bankruptcy, Debt & Foreclosure blog, and writes on bankruptcy topics for Nolo’s website. In addition, Mr. Bayer devotes a significant number of hours to volunteer legal services. The State Bar of California has commended Mr. Bayer for this work every year since 2004.