How to reopen bankruptcy and file a debtor education certificate

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Do you need a motion to reopen bankruptcy and file a debtor education certificate? If you didn’t receive your bankruptcy discharge, that might be why. Filing your debtor education certificate is a stumbling block often overlooked. But the good news is that it can be fixed.

 How to reopen bankruptcy and file a debtor education certificate.

reopen bankruptcy and file a debtor education certificateHere’s how to make a motion to reopen bankruptcy and file a debtor education certificate. It’s really pretty easy.  I’ll limit this article to the proceedures in the Los Angeles Bankruptcy Court. Proceedures will vary in other bankruptcy courts. Always consult the Local Bankruptcy Rules to determine the right proceedure. In the Los Angeles Banruptcy Court, the proceedure is found in Local Bankruptcy Rule 5010-1. The Rule requires a Motion to Reopen, and the payment of a $260 filing fee. The Los Angeles Bankruptcy Court has created a simple form. There is a form Motion to Reopen. There is another form to use for the Order granting your motion. Ordinarily, this is all done without an actual court hearing.

If this is the situation you are in, you need help. And you need it fast. Here’s why.

You no longer have bankruptcy protection.

The court has already notified all creditors that you were not given a discharge. That means the debt collection machine can crank back up and nail you. Your bankruptcy case was filed to gain protection.  That protection has now been taken away. All because your case was dismissed without a discharge.

The proceedure for a motion to reopen bankruptcy and file a debtor education certificate is not difficult. Well, for a bankruptcy lawyer it isn’t difficult. Did you file bankruptcy without a lawyer? If so, you just found something out the hard way. There are risky perils that come from representing yourself. There could also be other problems in your case. Problems you are still unaware of. You might stay unaware until those problems surface and bite you in the behind.

reopen bankruptcy aand file debtor education certificateRight now is a good time for you to get help from a Certified Bankruptcy Specialist. Hiring a bankruptcy expert to make a motion to reopen bankruptcy and file a debtor education certificate is not expensive. It should cost around $500 plus the filing fee. But it is more than that. It allows you to involve a los Angeles bankruptcy expert to help you with your case. A Los Angeles bankruptcy expert may suggest other areas of your case that need repair. Perhaps there are other debts that need to be listed. And, other actions to take. For example, you might have judgment liens that need to be removed from your property. This can be a golden opportunity for you. Get some quality time with a Los Angeles Bankruptcy Lawyer.